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Fee-Only Fiduciary

Building Confidence
in Your Financial Journey

Strong Mountains Financial Planning

At Strong Mountains Financial Planning, we provide comprehensive, personalized guidance tailored to your goals, your timeline, and your life. Together, we'll create a clear plan that gives you confidence in your financial future.

Schedule a Free Consultation

As a fee-only, independent fiduciary, we do not collect commissions or sell financial products.

Our fiduciary duty means your financial interests are our sole priority. You receive objective advice free from conflicts of interest, transparent pricing, and planning that's designed entirely around your goals—not product quotas.

How We Help

Comprehensive financial planning tailored to your unique journey

Comprehensive Financial Planning

Do you feel uncertain about your financial future or wonder if you're making the right decisions? We'll assess your current situation, understand your goals, and create a customized roadmap to give you clarity and confidence.

  • Cash flow and budgeting analysis
  • Retirement planning and projections
  • Tax optimization strategies
  • Risk management and insurance review
  • Education funding plans
  • Estate planning coordination

Investment Management

Overwhelmed by investment choices or unsure if your portfolio aligns with your goals? We build and manage diversified portfolios designed specifically for your timeline, risk tolerance, and objectives.

  • Personalized asset allocation
  • Low-cost, diversified portfolios
  • Ongoing monitoring and rebalancing
  • Tax-efficient investment strategies
  • Regular performance reviews

Investment management clients receive continuous support and updates to their financial plan as part of our ongoing relationship—at no additional planning fee.

What Sets Us Apart

As an independent, fee-only firm, we're not bound by corporate quotas or product sales targets. This means every recommendation is tailored to your unique situation—your goals, your timeline, your life. We believe financial planning should be personal, transparent, and focused entirely on helping you succeed.

Personalized Attention

Your financial journey is unique. We take the time to understand your specific goals and craft strategies designed just for you.

Fiduciary Standard

We're legally and ethically bound to put your interests first—always. No hidden agendas, no conflicts of interest.

Transparent Pricing

Clear, straightforward fees with no commissions. You know exactly what you're paying and what you're getting.

About Your Guide

Experience, expertise, and a passion for helping others thrive on their financial journey

Professional headshot

Aaron Ritchie

Founder and Fee-Only Fiduciary Advisor

I founded Strong Mountains Financial Planning to combine two things I'm passionate about: helping people build financial confidence and using analytical thinking to solve complex problems.

After spending a couple of decades leading IT and Data & Analytics teams, I realized my favorite moments weren't about the technical work—they were the conversations where I helped colleagues and friends make sense of their financial decisions. Those conversations sparked something: the realization that I could build a career around what I genuinely love doing.

My analytical background gives me a unique perspective on financial planning—I approach every client's situation with the same systematic thinking and attention to detail I brought to data analysis, but now with a deeply personal mission: helping you gain clarity and confidence in your financial future.

I believe financial planning should be transparent, personalized, and accessible. No jargon. No cookie-cutter solutions. Just honest guidance tailored to your unique goals and circumstances.

Why "Strong Mountains"? Financial planning is about building something solid and enduring—a foundation you can trust. Whether you're planning for retirement, managing major life transitions, or working toward specific goals, you deserve a plan that's as strong and reliable as the ground beneath your feet.

When I'm not working with clients, you can find me spending time with my family and exploring the mountains of Colorado.

Education & Credentials

  • Certificate in Financial Planning, New York University
  • MBA, Finance, The University of Texas at San Antonio
  • BBA, Management Information Systems, Computer Science, Texas Tech University
  • Chartered Property and Casualty Underwriter (CPCU)
  • Series 65 Exam
  • Completed CFP® Board–registered education program and has passed the CFP® Certification Exam. Currently working towards completing the professional experience requirement for CFP® certification.

Schedule a Free Consultation

Interested in working together? Schedule a free 30-minute consultation below. We'll discuss your needs and how Strong Mountains Financial Planning can help.

New Client

Schedule an Introductory Call

Returning Client

Schedule a Meeting

Email

[email protected]

Location

Based in Colorado Springs, CO

Virtual

Serving clients nationwide