Strong Mountains Financial Planning

Fee-Only Fiduciary

Building Confidence
in Your Financial Journey

Fee-only, fiduciary financial planning based in Colorado Springs, serving clients elsewhere through virtual meetings.

We provide comprehensive, personalized guidance tailored to your goals, your timeline, and your life. Together, we'll create a clear plan that gives you confidence in your financial future.

As a fee-only, independent fiduciary, we do not collect commissions or sell financial products.

Our fiduciary duty means your financial interests are our sole priority. You receive objective advice free from conflicts of interest, transparent pricing, and planning that's designed entirely around your goals.

Options for Working Together

Financial planning tailored to your unique journey. You choose the path that meets your needs.

Comprehensive Financial Planning

Do you feel uncertain about your financial future or wonder if you're making the right decisions? We'll assess your current situation, understand your goals, and create a customized roadmap to give you clarity and confidence.

  • Cash flow and budgeting analysis
  • Retirement planning and projections
  • Tax optimization strategies
  • Risk management and insurance review
  • Education funding plans
  • Estate planning coordination

Two Options:

One-Time Financial Plan

A fully integrated plan tailored to your goals and circumstances.

$2,500 – $4,000

Ongoing Planning Relationship

We will build an integrated plan tailored to your goals and circumstances, followed by ongoing implementation support, plan updates, and expert financial guidance as your life journey continues.

$1,000 – $2,000 upfront, then starting at $100/month

Fees are based on the scope and complexity of your financial situation. We'll discuss the right fit during your free consultation.

Investment Management

Overwhelmed by investment choices or unsure if your portfolio aligns with your goals? We build and manage diversified portfolios designed specifically for your timeline, risk tolerance, and objectives.

  • Personalized asset allocation
  • Low-cost, diversified portfolios
  • Ongoing monitoring and rebalancing
  • Tax-efficient investment strategies
  • Regular performance reviews
  • Ongoing Financial Planning Support

Pricing

0.75% – 1.00% annually

Investment Management clients receive comprehensive financial planning and ongoing plan updates as part of the relationship, at no additional fee.

Investment Management service is subject to a $250,000 account minimum.

What Sets Us Apart

As an independent, fee-only firm, we're not bound by corporate quotas or product sales targets. This means every recommendation is tailored to your unique situation: your goals, your timeline, your life. We believe financial planning should be personal, transparent, and focused entirely on helping you succeed.

Personalized Attention

Your financial journey is unique. We take the time to understand your specific goals and craft strategies designed just for you.

Fiduciary Standard

We're legally and ethically bound to put your interests first. Always. No hidden agendas, no conflicts of interest.

Transparent Pricing

Clear, straightforward fees with no commissions. You know exactly what you're paying and what you're getting.

Why fee-only matters →

About Your Guide

Experience, expertise, and a passion for helping others thrive on their financial journey

Aaron Ritchie, fee-only fiduciary financial advisor in Colorado Springs, Colorado

Aaron Ritchie

Founder and Fee-Only Fiduciary Advisor

I founded Strong Mountains Financial Planning to combine two things I'm passionate about: helping people build financial confidence and using analytical thinking to solve complex problems.

After spending a couple of decades leading IT and Data & Analytics teams, I realized my favorite moments weren't about the technical work. They were the conversations, sitting alongside colleagues and friends, helping them work toward their goals and make confident decisions.

Why "Strong Mountains"? Great financial planning gives you both a solid foundation and a clear path forward, so you can take on your financial mountains with confidence.

Read more about Aaron →

Let's Talk About What's Next

Schedule a free 30-minute consultation. We'll discuss what you're working toward and whether Strong Mountains is the right fit.

Get in Touch